Your 401k employer match is an instant 100% return.
Enter your contribution, salary and employer match. See free money, tax savings, and compounded value.
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Your 401k
Dollar-for-dollar match up to this % of salary
Projected 401k Value
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calculating…
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What This Really Means
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Full Breakdown
Your contribution
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Employer match (dollar-for-dollar)
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Total annual / monthly
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Tax saved annually
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Projected 401k value
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Taxable account equivalent
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401k advantage
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Common Questions
What does 'dollar-for-dollar match up to 5%' mean?
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If your salary is $80,000 and you contribute at least $4,000 (5%), your employer adds $4,000 free. If you contribute less, the match is dollar-for-dollar on what you put in up to that cap.
Should I always max my 401k?
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At minimum, contribute enough to get the full employer match — it's an instant 100% return. Beyond that, compare the 401k benefit vs Roth IRA vs taxable investing based on your tax situation.
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Disclaimer: For educational purposes only. Not financial advice. Projections use historical averages and are not guaranteed. Individual results will vary. Consult a qualified financial advisor before making financial decisions.