Tool 06 of 30  ·  Habits

Is your gym membership worth it?

Enter your membership cost and how often you actually go. Get your real cost per visit.

📐 Verified math
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Your Parameters
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Your Gym
Your Profile
Cost Per Visit
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calculating…
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What This Really Means
Adjust the sliders to see your personalised analysis.
Lifetime Opportunity Cost
Wealth foregone
Full Breakdown
Monthly cost breakdown
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Cost per visit
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Value verdict
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Annual cash spend
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Lifetime opportunity cost
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Common Questions

What is a good cost per visit?
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Under $15/visit is generally considered good value. A $50/mo gym visited 4x = $12.50/visit (good). Visited 2x = $25/visit (poor).
Should I cancel if I rarely go?
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If you go fewer than 3x/month, you're almost certainly better off with pay-per-class options or a cheaper gym. The opportunity cost is real.
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Disclaimer: For educational purposes only. Not financial advice. Projections use historical averages and are not guaranteed. Individual results will vary. Consult a qualified financial advisor before making financial decisions.