The Problem We Solve

Most people know their coffee costs $5. Very few know it costs $187,000 over a career. Not because they're bad with money — because nobody shows them the compounding math in real terms.

Banks profit when you carry balances. Subscription services profit from autopay inertia. The entire consumer economy is designed to make spending feel smaller than it is. WealthDelay is the counterweight: instant, honest, compounded truth.

How It Works

Every WealthDelay tool runs entirely in your browser using verified financial formulas — the same math used by certified financial planners. No data is sent to any server. No account required. No paywall.

• Opportunity cost — what money could have grown to if invested instead
• Real (inflation-adjusted) values — what future dollars are worth today
• Life-hours — the irreplaceable time traded for spending decisions
• Retirement impact — months of freedom gained or lost

The 30 Tools

WealthDelay is building 30 free financial calculators covering every major category of personal finance: spending habits, debt, income, retirement, and lifestyle decisions. All 30 tools are now live and free forever.

Browse all 30 tools →

Our Principles

• Free forever. Financial clarity should not be a premium feature.
• No data stored. Your financial situation is private. We never see it.
• Honest math. We use standard financial formulas and disclose all assumptions.
• No dark patterns. We don't hide results behind email walls or make calculators misleading to drive clicks.

Revenue Model

WealthDelay is free and supported by Google AdSense display advertising and clearly marked affiliate links to financial products we believe are genuinely useful (index fund brokerages, high-yield savings accounts). We never accept payment to feature a product or inflate results.

Contact

Feedback, corrections, partnership inquiries: hello@wealthdelay.com