Tool 06 of 30 · Opportunity Cost

Is your gym membership worth it — or are you paying to not go?

Enter your membership cost and how often you actually go. See the true cost per workout and lifetime impact.

📐 Verified math

⚡ Instant results

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Your Parameters

Live

Your Membership

Monthly membership cost $50/mo

Workouts per month (actual) 6/mo

Extra costs (parking, classes, gear) $0/mo

Your Profile

Current age 30

Retire at 65

Annual investment return 7%

Lifetime Opportunity Cost of This Membership

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calculating…

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What This Really Means

Adjust the sliders to see your personalised analysis.

Full Breakdown

Monthly membership fee

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Extra monthly costs

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Total monthly gym cost

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Real cost per visit

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Breakeven visits/month vs drop-in

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Annual cash cost

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Lifetime opportunity cost

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Disclaimer: For educational purposes only. Not financial advice. Projections use historical averages and are not guaranteed. Consult a qualified financial advisor.